Privacy Policy

 

The Privacy Policy of www.hybridnc.com (hereinafter referred to as “site ") detailed herein below governs the collection, possession, storage, handling and dealing of personal identifiable information/data and sensitive personal data (hereinafter collectively referred to as “information”) of the users of the site.

All the users must read and understand this Privacy Policy as it has been formulated to safeguard the user’s privacy. This Privacy Policy also outlines the ways the users can ensure protection of their personal identifiable information.

You must accept the contents of this Policy in order to use or continue using our site. This Privacy Policy detailed herein is also applicable to user of the site or mobile application through mobile or any other similar device.

DEFINITIONS

  • "We", "Our", and "Us" shall mean and refer to the creators of this privacy policy.
  • "You", "Your", "Yourself" and "User" shall mean and refer to natural and legal individuals who use the site.
  • "Personal Information" shall mean and refer to any personally identifiable information that We may collect from You.
  • "Third Parties" refer to any website, company or individual apart from the User and the creator of this site.

COLLECTION OF INFORMATION

We confirm that, we collect those information from you which is required to extend the services available on the site. We may collect personal information of a more sensitive nature which includes bank account numbers and related details to facilitate the services available on the site.

At the time of signing up and registration with the site, we collect user information including name, company name, email address, phone/mobile number, postal address and other business information which may also include business statutory details and registration numbers.

In this regard, we may also record conversations and archive correspondence between users and the representatives of the site (including the additional information, if any) in relation to the services for quality control or training purposes.

We also gather and store the user’s usage statistics such as IP addresses, user behaviour pattern, pages viewed, number of sessions and unique visitors, mobile application activities, browsing activities, browser software operating system etc. for analysis, which helps us to provide improved experience and value added services to you.

Once a user registers, the user is no longer anonymous to us and thus all the information provided by you shall be stored, possessed in order to provide you with the requested services and as may be required for compliance with statutory requirements.

User’s registration with us and providing information is intended for facilitating the users in its business. We retain user provided Information for as long as the Information is required for the purpose of providing services to you or where the same is required for any purpose for which the Information can be lawfully processed or retained as required under any statutory enactments or applicable laws.

In relation to provide additional services to our users we also let service providers, payment gateway solution provider and data aggregators to collect or store your information specially to verify credit analysis and credit limits from time to time. These data points may be captured by regulated financial entities through secure integration from your desktop, mobile and other such devices by analyzing transactional SMS, installed app details, queries, device location, device information, IMEI number, serial number, MNC and MCC codes, RAM storage, WIFI information etc.

User may update, correct, or confirm provided information by logging on to their accounts on the site or by sending a request to customercare@hybridnc.com. The requested changes may take reasonable time due to verification process and server cache policies.

Users may also choose to delete or deactivate their accounts on the site. We will evaluate such requests on a case-to-case basis and take the requisite action as per applicable law. In this regard, please note that information sought to be deleted may remain with us in archival records for the purpose of compliance of statutory enactments, or for any other lawful purpose. Therefore, users are requested to carefully evaluate what types of information they would like to provide to us at the time of registration.

PURPOSE AND USAGE OF INFORMATION

The following are the purposes of collecting the Information:

  • For the verification of your identity, eligibility, registration and to provide customized services.
  • For facilitating the services offered/available on the site.
  • For advertising, marketing, displaying & publication.
  • For enabling communication with the users of the site, so that the users may fetch maximum business opportunities.
  • For generating business enquires and leads.
  • For sending communications, notifications, newsletters and customized mailers etc.

Please get in touch with us at the above email address in case you would like to object to any purpose of data processing. However, please note that if you object or withdraw consent to process data as above, we may discontinue providing you with services through our site.

DISCLOSURE OF INFORMATION

Information we may collect from you may be disclosed and transferred to external service providers who we rely on to provide services to us or to you directly. For instance, information may be shared with

  • Affiliated companies for better efficiency, more relevancy, innovative business matchmaking and better personalised services.
  • Government or regulatory or law enforcement agencies, as mandated under statutory enactment, for verification of identity or for prevention, detection, investigation including cyber incidents, prosecution and punishment of offences.
  • Service provider including but not limited to payment gateway and banking service provider (“Third Party”) engaged for facilitating service requirements of user.
  • Business partners for sending their business offers to the users, which are owned and offered by them solely without involvement of the site. Links to the websites of any of the above may be available on the site as a convenience to user(s) and the site does not have any control over such websites. The usage of such websites by the user will be governed by their respective Privacy Policies and the present Privacy Policy will not apply to usage of such websites. The users of such websites are cautioned to read the privacy policies of such websites.
Please get in touch with us at the above email address in case you would like to object to any purpose of data processing. However, please note that if you object or withdraw consent to process data as above, we may discontinue providing you with services through our site.

REASONABLE PROTECTION OF INFORMATION

We employ commercially reasonable and industry-standard security measures to prevent unauthorized access, maintain data accuracy and ensure proper use of information we receive.

These security measures are both electronic as well as physical but at the same time no data transmission over the Internet can be guaranteed to be 100% secure.

We strive to protect the User Information, although we cannot ensure the security of Information furnished/transmitted by the users to us.

We recommend you not to disclose password of your email address, online bank transaction and other important credentials to our employees / agents / affiliates/ personnel, as we do not ask for the same.

COOKIES

We use data collection devices such as "cookies" on certain pages of our site. "Cookies" are small files sited on your hard drive that assist us in providing customized services. We also offer certain features that are only available through the use of a "cookie". Cookies can also help us provide information, which is targeted to your interests. Cookies may be used to identify logged in or registered users. Our site uses session cookies to ensure that you have a good experience. We also use cookies to recognize your browser software and to provide features such as recommendations and personalization.

Third parties whose products or services are accessible or advertised through the site, including social media sites, may also use cookies or similar tools, and we advise you to check their privacy policies for information about their cookies and the practices followed by them. We do not control the practices of third parties and their privacy policies govern their interactions with you.

QUESTIONS

Please contact us regarding any questions, clarifications, or grievances. Please email us at customercare@hybridnc.com

CHANGES IN PRIVACY POLICY

The policy may change from time to time, so users are requested to check it periodically.